LorenzoAdamsisintrouble.Whileworkingatabillcollection　　agencyinNorfolk,VAanolddebtofhisownsuddenlycomesdue　　whenFrankieGutierrez,anL.A.loanshark,showsupathisdoor.　　Withlessthanthreeweekstopayback$100,000andFrankie’s　　enforcer,Omar,shadowinghiseverymove,Lorenzocooksupa　　plantopayhisdebtbyscammingthecollectionagencyandan　　inner-citymission.NeitherOmarorthepeoplefromthemission　　arewhatheexpectsandLorenzo’sschemedoesn’tworkquite　　asheplans.